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NewDay Zero Down VA Home Purchase Loan

We'll help you use the VA Home Loan Benefit you earned with your service to buy a home with no down payment. At NewDay USA, your service is your down payment. Talk with one of our Veteran Loan Specialists now.

or call 844-451-1589
Your New Home with Zero Down
NOW'S THE PERFECT TIME TO BUY A HOME OF YOUR OWN
NewDay Zero Down VA Home Purchase Loan

We'll help you use the VA Home Loan Benefit you earned with your service to buy a home with no down payment. At NewDay USA, your service is your down payment. Talk with one of our Veteran Loan Specialists now.

Why Rent When You Can Own?
We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:

No down payment
You don’t have to save up to own.

No Private Mortgage Insurance (PMI)
That can save you hundreds a month.

Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.
Why Rent When You Can Own?
We believe that every Veteran should have the opportunity to buy a home of their own. Here are great reasons to buy now:

No down payment
You don’t have to save up to own.

No Private Mortgage Insurance (PMI)
That can save you hundreds a month.

Cash Buyer Certificate
This document confirms your qualifications in advance, letting you shop with the confidence of a cash buyer.

Estimate your monthly payments

See how much home you can afford. Calculate your payments simply by adjusting for home price, loan terms and interest rates. For an actual quote, call NewDay USA today.
Enter the purchase price of the home you want to buy.
In most cases, VA loans do not require a down payment depending on your qualifications and entitlement charged.
Your loan term can affect your interest rate and monthly payments. Choose from 30-year fixed or 15-year fixed.
Your actual rate will vary based on factors like credit score and down payment.
Your estimated monthly
payment of principal & interest**
$2,210
Term
VA 30 year fixed

Rate
6.49%
** Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees will apply.

Estimate your monthly payments

See how much home you can afford. Calculate your payments simply by adjusting for home price, loan terms and interest rates. For an actual quote, call NewDay USA today.
Enter the purchase price of the home you want to buy.
In most cases, VA loans do not require a down payment depending on your qualifications and entitlement charged.
Your loan term can affect your interest rate and monthly payments. Choose from 30-year fixed or 15-year fixed.
Your actual rate will vary based on factors like credit score and down payment.
Your estimated monthly
payment of principal & interest**
$2,210
Term
VA 30 year fixed

Rate
6.49%
** Monthly payments only include principal and interest and are not an offer to lend. Tax, insurance, and other fees will apply.
VA home loan eligibility
  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member
VA home loan eligibility
VA home loan eligibility
  • Active duty service member
  • Veteran with honorable discharge
  • Reservist/National Guard with honorable discharge and sufficient time served
  • Surviving spouse of an eligible deceased Veteran
  • Spouse of a MIA/POW service member

Take the steps to purchase your dream home with no down payment

speak-icon
1. Speak to a Veteran Loan Expert
Call a loan specialist at 844-451-1589 who will guide you through applying.
Certificate
2. Receive Your Cash Buyer Certificate 
Your Cash Buyer Certificate shows your NewDay USA loan has been qualified in advance, so you can shop with the confidence of a cash buyer.
realtor icon
3. Meet Your Veteran Real Estate Agent
Your NewDay USA Veteran loan specialist can connect you with a Real Estate Agent who understands the VA home purchase process.
house-close-icon
4. Close, Move and Celebrate
Once your offer is accepted, NewDay USA handles the paperwork for you so you can close on time and move into your new home.

Take the steps to purchase your dream home with no down payment

speak-icon
1. Speak to a Veteran Loan Expert
Call a loan specialist at 844-451-1589 who will guide you through applying.
Certificate
2. Receive Your Cash Buyer Certificate 
Your Cash Buyer Certificate shows your NewDay USA loan has been qualified in advance, so you can shop with the confidence of a cash buyer.
realtor icon
3. Meet Your Veteran Real Estate Agent
Your NewDay USA Veteran loan specialist can connect you with a Real Estate Agent who understands the VA home purchase process.
house-close-icon
4. Close, Move and Celebrate
Once your offer is accepted, NewDay USA handles the paperwork for you so you can close on time and move into your new home.
Frequently asked questions
While not required, we generally recommend involving a Real Estate Agent to give you the peace of mind that the Agent is working for you so the contract will be constructed in your best interest. We can even help you find a veteran focused agent in your area with access to a realtor network.
The Cash Buyer Certificate is unique to NewDay USA and gives you an advantage because our Underwriting Department does a full credit and income review before you go shopping. You will know you are qualified to buy your dream home before you make an offer.
Call one of our Veteran Loan Specialists now and we’ll see how low we can go for you.
More options to consider
More options to consider
Already have a VA Loan? You could lower your monthly payments or even take cash out of your home’s equity for your family and your home. We'll help you use the VA-Guaranteed Home Loan Benefit you earned to get the cash you deserve, with the NewDay 100 VA Cash Out Loan.
Already have a VA Loan? You could lower your monthly payments or even take cash out of your home’s equity for your family and your home. We'll help you use the VA-Guaranteed Home Loan Benefit you earned to get the cash you deserve, with the NewDay 100 VA Cash Out Loan.

NewDay can say "YES" to a Veteran, when other lenders say "No".

NewDay can say "YES" to a Veteran, when other lenders say "No".